
Mortgage Rates Are Above 7%. What Happens Next?
7% Mortgage rates are back. What Happens Next? As of September 24, Freddie Mac reported the average 30-year fixed mortgage at 7.03%, up from 6.65%
Waikoloa Realtor, Broker & Owner
Dan Richards Jr. brings a fresh perspective and more than 10 years of experience in Hawaii real estate marketing to Waikoloa Properties & Lifestyle. Before launching his own brokerage, Dan led marketing efforts for some of Hawaii’s premier real estate companies, giving him a deep understanding of how to position properties, reach the right buyers, and create strategies that stand out in a competitive market.
Today, Dan combines that marketing background with strong local knowledge and a client-first approach to real estate across Waikoloa, the Kohala Coast, and the Big Island. His goal is simple: provide thoughtful advice, strong representation, and marketing that gives every property the attention it deserves.
Dan is also deeply involved in the community he serves. He is Vice President of the Waikoloa Village Association, volunteers as a firefighter with 9-Bravo in Waimea, and is active with Big Brothers Big Sisters.
Outside of real estate, you’ll usually find Dan at the beach, on the golf course, grabbing an afternoon coffee, or spending time with his family.

7% Mortgage rates are back. What Happens Next? As of September 24, Freddie Mac reported the average 30-year fixed mortgage at 7.03%, up from 6.65%

I recently refreshed my Waikoloa real estate market data, and a few trends stood out. The biggest one is that the market is not moving

Waikoloa Real Estate Market Snapshot for Q1 2026 Aloha! The first quarter of 2026 is behind us and the Waikoloa market is telling a nuanced
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